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Old 02-14-2015, 10:14 AM
wetibbe wetibbe is offline
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Join Date: Nov 2009
Posts: 801
Default The Obamacare lunacy:

Friends:

I just want to share some personal, recent, experience, to illustrate the extent to which the current occupant of the oval office has destroyed the health care system. And to provide some more heads up to you about your own personal health and insurance issues.

It's very extensive but I will try to condense to reasonable proportions.

First let me say that the most recent news is that the "Feds" have apparently caught over 300,000 applicants to the new Obamacare who can't provide satisfactory information about eligibility and other matters such as legal residency. And rejected them.

Second I'll relate some personal experiences. I'm retired and aged. I have a Medicare approved HMO insurer. One of the biggest in the USA. I am fortunately in very good health with no major problems at all. However, there are some minors.

The way my insurance works is that I have a PCP primary care physician. Visit fee is $20. If I see a specialist it is more. Back a few years it was $20 co-pay, then 35 then 45 and in 2015 $50 co-pay per visit.

I visited my optometrist for 11 years. No serious eye problems only exams for glasses. In 2014 things changed. The definition of an eye exam is a series of tests. In 2014 my optometrist said there cannot be any longer two tests the same day. So she scheduled me and a week later called me back again. I paid my $45 EACH time which essentially DOUBLED my co-pay. THEN I received a bill from my HMO demanding an ADDITIONAL $35 co-pay. Thus my co-pay blossomed from$45 into $80- TWO times or an increase of 380%!!!!!!!!!!!

The architect of Obamacare Jonathan Gruber testified that the passing of Obamacare was due to the stupidity of the American Voters. And further said on National TV: Lack of transparency is a political advantage. Essentially he blew the whistle on Obamacare.

My little incident with eye care is only one element of an ongoing matter There is much more currently in progress that has not, as yet, been resolved, thus I cannot yet post.

Summary of this is a heads up to you all to look out. There are really BAD things happening with your health care. Without going into lengthy detail suffice it to say that there is a prevalent effort, in my perception, for "insurance" to game the system, engage in a game of shells, three card monte. This is commonly known as upgrading data and "unbundling" wherein - at least my company - shunts from condition to condition and from regs one page to another contradicting using wide open terms such as - " and other" a non-specific catch all attorneys clever lingo.

Too I have found astonishing incompetence and data confusion wherein I can call one office that cannot find my files and another that can. Further customer support that give one answer but subsequent customer support cannot confirm and/or gives a different answer. Some of my correspondence indicates that my claims are not even understood deliberately or by ignorance. Often I speak to customer support who are not "the" person but will transfer my call. About 50% of the time this results in a person who is not the right person, or even a number disconnected. And websites no longer accessible.

I haven't as yet been able to pin it down as to exactly who is responsible and doing what to who. Thus I am stuck between trying to decide who is a blatant crook, a scam artist and a hopelessly incompetent moron.

Any input will certainly be welcome.
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