Obamacare repercussions - disaster.

[wetibbe]

Well folks, as predicted, we have here the catastrophe now upon us.

I want to share with you how I'm affected.

I'm a senior, retired, receiving SS. I subscribed to an HMO Empire Blue Shield Blue Cross.

Yesterday I received my 2014 notices of changes, formulary's and prices.

From 2012 to 2013 my monthly premiums increased 33%. The new 2014 premiums are 50% above this years. Thus 83% increase in 2 years.

My prescription drug coverage's have several tiers for medications. I have a co-pay for a period to time and value. In 2012 I had to spend $2,700 before HMO took over and paid all. in 2013 it was raised to $4,700. The new 2014 criteria is $6,700.

Obamacare is taking bilions out of senior coverage and cutting reimbursement's to doctors and hospitals.

Continuing:

MY PCP visit was $10, then $20 and next specialist $25, then $35 next $45.

Hospital in patient was %=$200 first 7 days, then next $295.

__________________________________________________ ________

Other circumstances, as reported in the media, are a bankrupting explosion of costs.

Believe it when they tell you doctors will be leaving in droves and insurances will be cancelled. It's reality, it's happening now.

This communistic approach to socialized medicine will wreck the health care for the vast majority of Americans.

[ilbegone]

My own statement, posted here without endorsement by or agreement of Save Our State, this is my own opinion:

We need to remember the faces which brought us this monstrosity and work hard to see that the 2014 elections bear fruit, that the Senate is no longer a bastion of far left bullshit and that Congress has enough clout to box in Obama for his last two years by having the numbers to over ride his vetos.

Moonbeam lunatics like Reid, Pelosi, Boxer, and a whole host of others need to hit the bricks.

It is far past time the community organizer and his butt buddies are curtailed from trashing and embarrassing our nation.

[Rim05]

Must answer these two posts..............All day yesterday I was seeing people on the street which they liked better Obama Care or Affordable Health Care. All I saw said they would take Affordable Health care (they are the same except one has Obama's name).

Must say I am a senior , pretty senior at that, I am retired, have SS and Medicare. I have no had any contact from any one and do not expect any. I am covered and do not need to make any changes.

All this fuss is to give Obama all the greif they can and has been this way since 2008.

[wetibbe]

We are hearing a lot about ALL Americans being forced to buy health insurance - or else. *( A $95 fine ). *( How come the illegals are never fined for crossing and violating customs and immigration laws ? )

What we are NOT hearing is how the illegal aliens will be affected. They are bankrupting our hospitals and forcing closures. 80 in California alone.

So what will happen ?

* The illegals will continue to go to the ER for treatment. And stiff the hospitals.

* There is NO system of verification for eligibility for those people registering on line. So fraud will be rampant.

I haven't exactly figure out how the system will be gamed but it is certain that it will be.

Bottom line 80% of Americans will be downgraded in care, slugged with explosive cost increases and the illegals will continue to milk the system while we go on paying.

[ilbegone]

You are wrong about hospitals going under due to illegals.

To begin with, there is a ton of built in profit to hospitals (ever hear of the $10.00 aspirin?). The hospitals are further recompensed through the tax base with "indigent care" funds, this offsets the loss from those who cannot pay. The only way for a hospital to go under is through really, REALLY bad management, blaming illegals may be a dodge for administrators to eventually be hired elsewhere after the medical ponzi scheme unravels.

Our local hospital bilked the taxpayers concerning the emergency room, said that if a special parcel tax benefiting the emergency room wasn't passed the ER doors would be shut (they resorted to fear mongering propaganda and the measure was passed). In the meantime, and ongoing today, there has been massive construction and reconstruction going on the hospital grounds while emergency room funds have been diverted for other purposes during the whole several year long project.

Not too long ago, I was billed almost $700.00 for an urgent care facility test (basic metabolic panel), which I subsequently (by another provider down the street) had a follow up test done for $28.00 (I was originally billed at $78.00 by the second provider), and later found I could have had it done across the street for $24.00 cash money. Still later I found that the base cost of that test, excluding low paid technician labor, is only THREE frickin' dollars.

I can go on with countless personal examples of how providers and insurance seem to, blindfolded, throw darts at a board marked with numbers to arrive at "negotiated" fees (of which I pay 20% after a yearly deductible), but however much it comes out to be both medical providers and insurance companies make obscene profit on patient necessity. The only difference in that regard is how much of the patient's money either entity gets to keep.

Obamacare, being an insurance bill, does little to nothing to solve that problem, and ensures that the insurance companies make out like bandits.

The illegals may take advantage of free care in the emergency room, but they are not causing the failure of health care, and Obamacare is not going to do anything either way concerning illegals and their impact concerning the cost of health care.

Consider that a low cost General Physician concierge clinic plan, with a patient load limit of 500 patients instead of the something like (as I understand it) 2500 to 3500 patients per physician in most facilities, including unlimited visits and regardless of income (no insurance billing games, no deductibles), might cost a family of four less than $100.00 a month for basic medical care (catastrophic care is another case requiring an insurance policy with treatment elsewhere). Again, as I understand it, Obamacare for that same family earning less than $50k a year can be as high as $750.00 a month with individual yearly deductibles as high as four to six thousand dollars for that same family.

If these differences are anywhere near ballpark accurate, Obamacare is no bargain - and again, the illegals aren't the problem.

[Ayatollahgondola]

Originally Posted by ilbegone

- and again, the illegals aren't the problem.

Well, they certainly aren't the solution either.

[ilbegone]

Originally Posted by ilbegone View Post
- and again, the illegals aren't the problem.

Originally Posted by Ayatollahgondola

Well, they certainly aren't the solution either.

No, not at all.

However, if we were to say that American employers use illegals to beat down wages, working conditions, and other benefits required by either law or contract; the American Democrat party sees them as future voters and would pander to them with free health care and a smorgasbord of social services; or that American brown supremacists encourage migration - legal or not - for demographic change and therefore presumably power at the ballot box for racially oriented legislation, those statements are all true.

However, whether related in sincere belief or not, illegals aren't collapsing the health care system - the premise that they are is just not true.